In the chart below, provided by Insure.com, the minimum liability limits are read as follows (in thousands of dollars):
bodily injury liability for one person in an accident
bodily injury liability for all people injured in an accident
property damage liability for one accident.
So, for Alabama, the minimum requirements are $20,000 of bodily injury liability for one person, $40,000 bodily injury liability for all people, and $10,000 for property damage liability.
State Liability required? Liability minimums
Alabama Yes 20/40/10
Alaska Yes 50/100/25
Arizona Yes 15/30/10
Arkansas Yes 25/50/25
California Yes 15/30/5
Colorado Yes 25/50/15
Connecticut Yes 20/40/10
Delaware Yes 15/30/5
Florida Yes 10/20/10
Hawaii Yes 20/40/10
Idaho Yes 25/50/15
Illinois Yes 20/40/15
Indiana Yes 25/50/10
Iowa
Virginia No 25/50/20
Washington Yes 25/50/10
Wash. D.C. Yes 25/50/10
West Virginia Yes 20/40/10
Wisconsin No 25/50/10
Wyoming Yes 25/50/20